Senior Accountant – Regulated Fintech

Mamo is seeking a highly disciplined and detail-oriented Senior Accountant to support the integrity of our books in a regulated, high-volume payments environment. As a key player in our fast-growing environment, you will be at the forefront of driving accurate financial records, managing internal controls, and contributing to the overall success of our innovative business.

What we value most in the ideal financial accountant is someone highly organized, detail-oriented, and an excellent communicator, able to step up to the challenge in a fast-growing fintech environment. You will be expected to work independently on your core duties while collaborating cross-functionally with other finance team members and other teams to establish proper accounting procedures for new products and activities.

Why you'll love working here

• Pre-Series A startup environment that’s big on individual responsibility and leans on process and automation.
• We’re big on culture. Work with amazing colleagues on problems that matter.
• You will be learning and growing all of the time. From business, product, and design to engineering you will be learning from a world-class team that is caring, kind, and empathetic.
• Mamo has the potential for a wide-reaching impact. Mamo is taking on the challenge of bringing about a new era of financial inclusion that begins close to home by providing access and experiences that make sense. That means you will never be bored.

What you'll do

Month-end close ownership

• Lead the month-end close process end-to-end

• Prepare and review all key balance sheet reconciliations

• Prepare revenue and cost of revenue accruals

• Maintain fixed assets, prepayments, and payroll journals

Client money and settlement integrity

• Daily reconciliation of client money balances

• Monitor settlement cycles across our strategic partners

• Maintain settlement tracker and documentation

Regulatory & Audit support

• Support DFSA prudential reporting schedules

• Prepare VAT and corporate tax reconciliations

• Own the audit PBC process and documentation

Process rigor and documentation

• Lead finance process optimisation and automation efforts

• Drive improvements in reconciliations, reporting, and settlement controls

What we're looking for

• Professional qualification CIMA/ACA/ACCA/CPA or equivalent.

• Undergraduate degree in accounting, finance, business administration, economics, or a related field.
• Minimum 5 years of experience in audit, accounting practice and/or in technology companies with a focus on regulated environment, reconciliations and settlement flows.
• Experience in fintech, payments, or high-volume transaction environments.
• Outstanding attention to detail and a passion for data.
• Strong written and oral communication skills in English.
• Highly organized with a commitment to continuous process improvement.
• Ability to manage a diverse workload while ensuring accuracy and timeliness.
• Experience with QuickBooks, SAP, NetSuite, Sage, or similar accounting platforms.