E&S Homeowners Underwriter

Job Description

About Acrisure

A global fintech leader, Acrisure empowers millions of ambitious businesses and individuals with the right solutions to grow boldly forward. Bringing cutting-edge technology and top-tier human support together, we connect clients with customized solutions across a range of insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services, and more.

In the last twelve years, Acrisure has grown in revenue from $38 million to almost $5 billion and employs over 19,000 colleagues in more than 20 countries. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible.

JOB SUMMARY

Acrisure is seeking an E&S Homeowners Underwriter to support excess and surplus homeowners business. This role is responsible for evaluating new and renewal submissions, selecting and pricing risks, and applying underwriting guidelines to support profitable growth. The Underwriter will work closely with agents, brokers, distribution partners, and capacity providers to assess complex homeowners risks and determine appropriate coverage solutions. This position is well suited for someone with strong personal lines underwriting experience, sound judgment, and the ability to work effectively in a fast paced environment.

Responsibilities

• Evaluate new and renewal homeowners insurance submissions for eligibility, pricing, and terms within E&S underwriting authority
• Analyze inspection reports, property characteristics, loss history, and geographic exposures such as wildfire, flood, and wind
• Apply underwriting guidelines, rating manuals, and regulatory requirements to support compliant risk selection
• Collaborate with agents, brokers, and distribution partners to gather additional information, negotiate terms, and communicate underwriting decisions
• Determine the appropriate carrier or program placement based on risk profile, coverage needs, and market appetite
• Identify and manage exposure concentrations, including catastrophe prone or otherwise high risk areas
• Recommend underwriting strategies that support profitability and market competitiveness
• Utilize underwriting systems and tools for rating, documentation, data entry, and decision making
• Participate in audits and process improvement initiatives related to underwriting operations
• Stay current on property market trends, emerging risks, and regulatory developments
• Support strong agent and broker relationships through responsive communication, education, and problem solving

Requirements

• 2 to 5 years of experience in personal lines insurance required
• Strong knowledge of homeowners policy coverage forms, including HO 3 and HO 5, and ISO or proprietary underwriting rules
• Strong analytical skills, attention to detail, and sound underwriting judgment
• Strong communication and negotiation skills with the ability to work effectively with agents and internal teams
• Strong organizational skills and ability to manage multiple priorities effectively
• Proficiency with Microsoft Word, Excel, and SharePoint, with the ability to learn new systems quickly
• Experience with E&S homeowners underwriting is beneficial

Education and Licenses

• Bachelor’s degree beneficial, preferably in Risk Management and Insurance, or equivalent experience
• Property and Casualty license required, or ability to obtain within 30 days of hire

#LI-Remote

Pay Details:

Candidates should be comfortable with an on-site presence to support collaboration, team leadership, and cross-functional partnership.

Why Join Us:

At Acrisure, we’re building more than a business, we’re building a community where people can grow, thrive, and make an impact. Our benefits are designed to support every dimension of your life, from your health and finances to your family and future.

Making a lasting impact on the communities it serves, Acrisure has pledged more than $22 million through its partnerships with Corewell Health Helen DeVos Children's Hospital in Grand Rapids, Michigan, UPMC Children's Hospital in Pittsburgh, Pennsylvania and Blythedale Children's Hospital in Valhalla, New York.

Employee Benefits

We also offer our employees a comprehensive suite of benefits and perks, including:

• Physical Wellness: Comprehensive medical insurance, dental insurance, and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.

• Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.

• Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.

• Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.

• … and so much more!

This list is not exhaustive of all available benefits. Eligibility and waiting periods may apply to certain offerings. Benefits may vary based on subsidiary entity and geographic location.

Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting [email protected].

Final candidates will be required to complete post-offer verification processes related to the role and in accordance with applicable laws.

California Residents: Learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy.

Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice.

Welcome, your new opportunity awaits you.