Loan Processor (Pacific or Mountain time zone only)

Position: Loan Processor Reports to: Processing Manager Supervises: No supervisory duties Job type: Full-time, Exempt, Remote work Home Office: Kirkland, WA Hours: 8am – 5pm: located in the Pacific or Mountain time zones only Pay range: $70,000-$80,000 annually plus a file fee bonus

About Us

We’re Rain City Capital–a private real estate lender. We put our borrowers first, which is how we’ve built our business almost exclusively on word-of-mouth referrals. No two workdays are the same, so our team is comprised of individuals who aren’t afraid to roll up their sleeves and take care of business. Our office is energetic, fun, and committed to leading the industry by putting the relationship before the transaction. About You Pacific or Mountain time zone only You’re experienced in loan processing with a proven track record of creative problem-solving, excellent multi-tasking and prioritization, and a focus on customer relationships. You’re self-driven, tech-savvy, energetic, and easily adaptable to change, with a genuine desire to work with customers. You’re relentlessly proactive and organized, and pitch in to help your team members when they need it. You have a couple of years of experience in a loan processing or mortgage operations role.. See below for more details on preferred qualifications. About the Job Pacific or Mountain time zone only This role is all about processing business-purpose mortgage loans for investors, which will involve working collaboratively with clients, real estate brokers, third-party service providers, internal business partners, and other Rain City staffers. Here are some of the things you’ll be doing day-to-day in this role:

• Serve as a dedicated Loan Processor for an assigned sales team.
• Partner closely with Loan Officers, Loan Partners, and Relationship Manager to support pipeline flow and deal execution.
• Support a consistent, high-quality borrower experience aligned with the sales team.
• Process loan application in accordance with company, note buyer, and regulatory guidelines.
• Order, track and review third-party documentation including appraisals, evaluations, title reports, verifications, and insurance.
• Review loan files for completeness, accuracy, and compliance prior to underwriting submission.
• Collaborate with loan officers, underwriters, and borrowers to resolve conditions and issues.
• Communicate proactively with borrowers regarding documentation requirements, conditions, and timelines.
• Maintain accurate and up-to-date loan records in the loan origination system
• Perform reviews for files before they’re submitted to underwriting to ensure data is accurate and complete in the system and on any loan documents.
• Support audits, quality control reviews, and investor due diligence requests as needed.
• Adhere to all federal, state, and company mortgage lending regulations and policies applicable to business purpose loans.

Skills and Attributes Pacific or Mountain time zone only

• Minimum 3 years loan processing or operations experience.
• DSCR loan processing experience is a plus.
• Superb customer service and communication skills, both written and verbal
• High level of accuracy/attention to detail, immaculately organized
• Ability to work well in a consistently fast-paced environment
• Ability to react quickly to changing needs of clients and underwriting changes
• Proficiency in Microsoft Office i.e., Word, Excel, and Outlook,
• Ability to maintain a positive attitude in a deadline-driven environment
• Exceptional ability to work on multiple priorities
• Energetic Self-Starter
• Reliable, punctual, willingness to help other team members
• Solution-oriented and nimble thinker

Other duties, responsibilities, and activities may change or be assigned at any time with or without notice. The employee in this position must be able to read, write, speak and understand English with exceptional fluency. Performance Expectations Rain City Capital offers a Remote work environment, which means employees perform their duties remotely and will be expected to check email, phone, and text messages throughout the day and respond in a timely fashion consistent with a normal company workday. Rain City’s expectations for Remote work performance boils down to our mission statement: Real and Lasting Mutual Success. Pay: $70,000.00 - $80,000.00 per year Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Health savings account
• Paid time off
• Vision insurance

Application Question(s):

• Are you located in the Pacific or Mountain time zone?

Work Location: Remote Apply To This Job