[Remote] Product Manager -US
Note: The job is a remote job and is open to candidates in USA. Oracle is seeking an experienced Product Manager to help build a unified payments platform that integrates pay-ins, payouts, merchant acquiring, and embedded financial capabilities. The ideal candidate will work closely with engineering teams to translate complex payment flows into clear product requirements and ensure the delivery of high-quality payment capabilities.
Responsibilities
- Create clear, comprehensive Product Requirement Documents (PRDs) and functional specifications
- Document end-to-end payment flows including pay-ins, payouts, settlement, routing, reconciliation, and merchant lifecycle scenarios
- Maintain precise user stories, acceptance criteria, and business rules in partnership with cross-functional teams
- Serve as the primary liaison between product, engineering, and QA teams
- Work with technical leads to convert business needs into scalable system designs and API specifications
- Collaborate with UI/UX, API, and data teams to ensure technical alignment with product vision
- Develop detailed process maps, system interaction diagrams, and transaction journeys using Visio, Miro, or Lucidchart
- Ensure accuracy of payment orchestration flows across authorization, capture, disbursements, and funding events
- Support design of multi-rail routing and money movement architecture for platform use cases
- Support backlog management, sprint planning, and prioritization of features and enhancements
- Participate in QA review, UAT validation, and release readiness
- Track delivery milestones and ensure on-time, high-quality product launches
- Finalize end-to-end documentation of business requirements, flows, high and low level designs, and build phases
- Manage detailed execution plans and sprint-level deliverables
- Continue to refine requirements and definitions throughout development and pivot as needed for market needs
- Align implementations, billing, risk and compliance practices, servicing, and support for the solution
- Provide input for prioritization decisions balancing scope, timeline, and quality
Skills
- Bachelor's Degree
- 10+ years of experience in product management within payments, pay-ins, payouts, merchant acquiring, money movement, or financial services
- Strong understanding of the end-to-end money movement lifecycle, including acceptance, disbursement, settlement, routing, reconciliation, and underlying platform APIs
- Experience documenting payment flows and business processes with clarity and precision
- Strong analytical and problem-solving skills, with ability to break down complex payment journeys
- Proven success working with engineering teams in an Agile environment
- Hands-on expertise with JIRA, Confluence, Lucid chart, Miro, or similar tools
- Excellent stakeholder management, communication, and cross-team alignment skills
- Strong attention to detail and ability to create structured, logical artifacts
- Leverage AI tools and technologies in day-to-day workflows to improve efficiency, decision-making, and operational outcomes
- Identify and conceptualize AI-driven use cases within the product portfolio to enhance client experience and strengthen the overall value proposition
- Collaborate with cross-functional teams to integrate AI capabilities into product design, ensuring alignment with business objectives and regulatory standards
- Translate business challenges into AI opportunities, creating actionable strategies for implementation and measurable impact
- Experience with platform or marketplace payment flows, payment acceptance, payout orchestration, and merchant lifecycle events
- Familiarity with APIs, microservices, and modern digital banking or payment processing systems
- Understanding of settlement, reconciliation, chargebacks, funding, and transaction lifecycle management
- Certifications in Agile, Scrum, or Business Analysis (e.g., CSPO, CBAP) are a plus
Benefits
- Medical, vision, and dental benefits
- 401k retirement plan
- Variable pay/incentives
- Paid time off
- Paid holidays
Company Overview
Company H1B Sponsorship